Meet Our Finance Specialists
Based in New Farm, Brisbane, our team of dedicated credit advisers brings decades of combined banking, credit analysis, and mortgage strategy experience to your corner.
Your Strategic Advocates Across 50+ Australian Lenders
7/691–693 Brunswick Street, New Farm QLD 4005 • Phone 0422 291 221
Which Specialist Best Fits Your Finance Needs?
Select your goal to highlight the designated team member for your specific scenario.
Tika Subedi
Co-Founder & Principal Finance Specialist
Tika Subedi
Co-Founder & Principal Finance Specialist
Tika Subedi is the Co-Founder of GYW Finance (Grow Your Wealth), an award-winning finance brokerage committed to delivering sophisticated lending solutions and exceptional client outcomes. With extensive experience across residential, commercial, investment, and specialist finance, Tika is recognised for his strategic approach to structuring finance for both straightforward and complex lending scenarios.
Strategic residential, investment, commercial, development, SMSF & complex finance
Udi Gautam
Finance & Mortgage Specialist
Udi Gautam
Finance & Mortgage Specialist
Udi Gautam is an MBA qualified finance professional bringing over 15 years of extensive lending experience to the table, predominantly focused on the business and commercial sectors. Throughout his career, Udi has held senior lending positions across four major & regional financial institutions, equipping him with a deep, multifaceted understanding of the Australian lending landscape.
Commercial, business, medical & dental, franchise, asset & management rights finance
Oscar Sagar Bhandari
Finance & Mortgage Specialist
Oscar Sagar Bhandari
Finance & Mortgage Specialist
Oscar Sagar Bhandari is a Mortgage & Finance Broker at GYW Finance, dedicated to helping Australians achieve home ownership with confidence. Before becoming a mortgage broker, Oscar worked in the banking industry within the lending team, giving him valuable insight into how banks assess loan applications.
First-home buyers, residential lending, refinancing, vehicle & personal finance
Why Australians Trust GYW Finance
We operate as your lifelong credit partner, combining deep banking expertise with personalized service.
50+ Leading Lenders
Access to major banks, regional lenders, and non-bank specialists ensures you get a tailored rate and facility.
Client-First Duty
As MFAA accredited credit representatives, we act in your best interests to secure optimal loan terms.
Complex Structures
Expertise across SMSF, low-doc, medical, commercial, development, and trust-based borrowing setups.
End-to-End Support
From initial borrowing capacity calculation to settlement and annual rate reviews, we manage every step.
Ready to Discuss Your Finance & Mortgage Strategy?
Connect with Tika, Udi, or Oscar today. Whether you are purchasing your first home, refinancing to lower your rate, or structuring commercial facilities, we are here to guide you.
Request a Call Back From Our Team
Answer a few quick questions to receive tailored borrowing options from 50+ lenders.